Custom-Fit Commercial Property Coverage

Your insurance plan is your first line of defense against all types of loss, from theft to fire to vandalism. When it comes to protecting your business in Laguna Niguel, choosing the right amount of commercial property coverage is essential. Saving a little by not getting the right coverage will end in an expensive mistake, while being overly cautious means using money that could be set aside to help your business grow. At our brokerage, we help business owners find that perfect middle—a policy that protects, without demanding a hefty premium.

Coastal American Insurance Services, Inc. provides business property insurance for commercial property losses that includes:

• Your company building
• Furniture and equipment
• Inventory
• Business records
• Computers
• Outdoor fences and signage
• On site equipment

This is just a brief overview of the indoor and outdoor items that our policies can insure. For further details on the benefits of commercial property insurance, don’t hesitate to drop us a line.

Consult with an Insurance Broker

Every business is unique, so why are so many businesses paying for the same one-size-fits-all insurance plan? The reality is that your liabilities vary depending on the nature of your profession and the specifications of your property. That’s why our company has developed a personalized consultative process designed to evaluate your unique needs in-depth.

Book a no-obligation consultation with us, and a certified broker will sit down with you one-on-one to take a full inventory of your business property. Generally, commercial property policies are created with consideration to:

• The location of your business
• The replacement costs of the space
• The age of your property
• The property’s electrical and plumbing system

As a business owner, we recognize that you face many risks day in and day out. That’s why we take the time to exhaustively number all of them— so that we can cover them all.

When we have a solid grasp of your coverage needs, we’ll walk you through the various value-driven policy options from our impressive inventory. We’re proud to work with a diverse range of insurers that enables us to research and select only the most robust and cost-effective plans. Allow us to explain their various terms and conditions step by step. From definitions to inclusions and exclusions, we’ll leave nothing to guesswork to make sure you have a firm understanding of all your options. If you like, we’d also be glad to offer you our professional insight on the limits we think are appropriate and how best to keep your premiums at their lowest.

Finally, we’ll present you with a no-obligation, accurate quote of the policy you choose. It’s fast, and there’s no risk whatsoever. With our estimate in your hands, you’ll be able to budget in confidence.

Insurance Coverage for Any Size Business in Laguna Niguel

Coastal American Insurance Services, Inc. understands that your business is your livelihood and is also the source of income for your employees. Protect your assets with comprehensive commercial property insurance in the event of accidents, theft, natural disaster or financial loss. Whether you own or manage a small business or a large company, Coastal American Insurance Services, Inc. insurance specialists can customize your policy to include builder’s risk coverage and insurance for any type of business equipment. We even have policies specially suited to leased spaces.

We offer insurance plans for many types of businesses in the Laguna Niguel region:

• Real Estate
• Restaurants
• Retail outlets
• Manufacturing
• Office buildings
• And more

Our commercial insurance agency is proud to assist property owners of all kinds, across all industries.

Combine Commercial Liability and Property Coverage

Coastal American Insurance Services, Inc. insurance specialists can combine property and liability coverage in order to meet your business protection needs. These policy packages can be specifically designed to safeguard your commercial property against loss incurred as a result of day-to-day activities.

Pay Only for the Coverage You Need

As an intelligent business owner, Coastal American Insurance Services, Inc. understands that you require only a certain amount of insurance protection for your business assets. Choosing the right policy from a wide variety of coverage options can be overwhelming. You want to insure your commercial properly, yet you don’t want to pay for coverage you don’t need. Coastal American Insurance Services, Inc. specialists take the time to create an insurance plan that offers maximum protection and is tailored precisely for your business. Call us for a free consultation and quote and see all the options that are open to you.

We look forward to working with you to help your business secure its future, whatever may come.

Secure Your Future—Insure Your Property

Be prepared for whatever the future holds. With a comprehensive policy from Coastal American Insurance Services, Inc. in your pocket, you can turn your attention and focus from worry to business growth. Our brokerage is a leader in the local field, with custom policies packed with benefits and brimming with value.