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Coastal American Insurance Services, Inc.

Laguna Niguel Insurance Company, Workers Compensation and Liability Insurance

(949) 388-9758
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Serving Los Angeles, San Diego, San Bernardino, Orange County and ALL surrounding areas.

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Coastal American Insurance Services, Inc. Insurance

Coastal American Insurance Services, Inc. offers affordable coverage for all of your insurance needs. We work closely with clients to find the best mix of coverage options from our long established associations with some of the best carriers available to Laguna Niguel individuals, families and business owners.

From homeowner, auto, and life insurance to analyzing your health care needs and options, Coastal American Insurance Services, Inc. specializes in helping you plan your finances so you can properly prepare for retirement.

The experienced agents at Coastal American Insurance Services, Inc. are dedicated to providing personalized service and convenience, as well as affordable coverage that simplify today’s overwhelming insurance market. You want the best insurance protection, but you also require clarification on the many options available that match up with your particular needs. Finding the most suitable plans and customizing insurance precisely for business owners, individuals and families, is what Coastal American Insurance Services, Inc. does best. Our insurance experts provide you with a clear picture of a wide range of solutions at the most competitive rates.

Professional Insurance Brokers

When looking for a professional insurance broker that can help you insure everything valuable to you in your life, contact Coastal American Insurance Services, Inc.. We pride ourselves on the flexibility we consistently offer our clients. When you call us, you will receive the gold standard in insurance services.

Over the years, we have gained considerable experience. We have developed a reputation among the area's best financial lenders, so we can always come through whenever it is needed. Excellent service, fast wait times, and always reliable insurance are what set us apart from the pack. Get in touch today to book your initial insurance consultation.

Customized Insurance Plans

There is no one-size-fits-all insurance plan, and any insurance company out there claiming to offer you such a thing is not an honest service provider. We want to work closely with you to find the right combination of insurance plans to cover everything in your life. There are simply too many things to be ensured for there to be a comprehensive solution. However, with the proper guidance from our insurance professionals, you will receive the appropriate direction in making the right insurance decisions.

We will help you make the right decisions by offering guidance and 100% transparency in our operations. If you have a question, don’t hesitate to ask. We will tell you everything you need to know about how much you should expect to pay in dividends, loan fees, and we always offer comparative insurance information.

Helpful, No-Obligation Insurance Consultations

The first part of the process is the insurance consultation. This is where we get to know our future long-term clients, and we put together the right insurance plan for your home, business, family, staff, vehicles, etc.

The first thing we will do is find the right time to meet to discuss the breadth of your insurance requirements. We can meet with you in your preferred method, whether in person, over the phone, or video chat. Our insurance service is geared toward client comfort, so you can count on us to be flexible for you and help you find the plan that offers you peace of mind.

Successful Insurance Experts

Our reputation in the area is second to none. That is because, over time, people have realized that we are a dependable insurance broker that comes through for our clients whenever calamity strikes.

Our reputation with local lenders could not be better, and we have a long history of satisfied clientele behind us. Suppose our general insurance knowledge is not enough to convince you of our local insurance prowess. In that case, we are always prepared to provide references that vouch for our services and help you compare with other local agencies to see for yourself that we are by far the most economical and practical insurance broker in the region.

If you have been thinking about getting yourself a better insurance plan, but you don't know where to start, call (949) 388-9758. Any one of our friendly representatives will assist you, and depending on your needs, will book you your first Coastal American Insurance Services, Inc. consultation.

Coastal American Insurance Services, Inc. Difference:

Exceptional Service

Coastal American Insurance Services, Inc. consistently delivers value, a range of options and personalized service to our clients in Laguna Niguel

Trustworthy and Knowledgeable Advisers

Your personal consultant is committed to staying informed on a range of options at the most affordable rates

Convenient Claims and Payment Methods

Automatic payment and withdrawal, simplified reporting for claims.

Insurance Services

  • Business Property
  • Surety Bonds
  • Performance Bonds/Contract Bonds
  • Builders Risk
  • Directors & Officers
  • Artisan Contractors
  • Environmental
  • EPLI
  • Medical Malpractice
  • Garage Liability
  • Fire sprinkler Installation
  • Umbrella/Excess Liability
  • Medical Marijuana
  • E-Cig Device & Liquid Product Liability
  • Manufacturers/Distributors
  • Crane Operation Rental
  • Cyber Liability and Drone Coverage
  • Habitiational

Please give us a call or send us an introductory email to start yourself down the path of having peace of mind. We look forward to hearing from you!


Coastal Ins has been provided all my Companies insurance needs for over 6yrs. (Laughing) Cindy makes me feel like She's a member of my team! Thanks for your continued help.

- gary drummer

Cindy is the most reliable insurance agent out there. She never fails to answer any questions and is super responsive with any request I have. She has handled my general liability and workers compensation for years. Working with her makes it easy.

- Robert Everhart

Life on Earth would be perfect if everyone was as trustworthy and honest as Cindy. I would rather go out of business than lose her as my insurance agent. Super competent, super responsive and super fair. Impossible to find someone better. Been a customer for 20 years and would not change if someone offered me free insurance

- Jose Garcia